What is now buying more affordable?
If you decide to buy a property often this doubt: new house or used?
When you're in search of the house "right" to buy can make you find yourself this question, because you want to understand which choice might be the cheaper each to.
Your doubts may not just relate to factors such as the area, the type of house and the price, but also the choice of a new property or secondhand.
Both solutions, But, have pros and cons that you need to properly evaluate.
In this article I show you advantages and disadvantages the two options to help you figure out if in your case it would be better to buy a new house or used.
Buying a new home: pros and cons
The main advantages in buying a new house They are the presence of a modern design, the greater flexibility in distribution from spaces and easier customization.
Furthermore, a newly built home can assure you of top performing plants, both as conveniences such as lower operating costs.
These items can help make it more marketable to a higher price in future times.
In tax law, you can take advantage of the deduction income tax on 50% VAT for those who buy a new property in low energy impact.
Finally, when you buy a new house you also have the year guarantee on serious defects and construction defects.
The downside bigger, But, is to incur a high purchase cost.
For new houses fact almost always the price to pay is far higher than what you might check with a fixed asset.
Another downside concerns higher taxation compared to used: if you buy by the manufacturer must pay the 4% VAT the real price more 600 € overall for taxes generic.
Buying a used house: pros and cons
The benefit largest in buying a house used is the ability to negotiate a cheaper, especially at this moment in history.
A Milano in 2016 l’82% of the trades It was made because of houses used.
Also with regard to the fees you more convenience than the new: you must pour 2% of tax log on the cadastral value more 100 € Total for others tributes.
Against, you have a house that might need simple remodeling jobs or real renovations.
In this case, however, they come in against tax breaks on house 2017, as the tax deduction of 50% you can get to the restructuring operations.
If you want to buy a used property must then request of estimates and properly evaluate how much the expenses that you should incur to restructure.
Now consider the price of sale of the property used, taxes and the costs to revalue, but also tax breaks. It 'good deal and then ask yourself if you know expenses are such as to make your purchase more affordable.
Then: it is better to buy a new home more expensive but modern and customizable or a house used to be reassessed at a lower price?
The answer depends on your needs, from your goals and from your financial resources.
Buying a new home may be the best choice if you buy for yourself or for your loved ones and are willing to pay a higher amount for a home made ad hoc and more customizable.
Buy a property used instead might be the best choice if you want to save money but also if you buy for investment.
Today buy to invest It can be a 'operation even more convenient because you can take advantage of low purchase prices, reevaluate the house taking advantage of deductions and get a considerable profit from the resale or development income.
If you're interested in learning more about real estate investments download this guide Getting that we made for those who want to start investing in real estate.
